Why Choose Our Loans?
⚡ Quick Approval
Fast processing with minimal documentation needed for loan approval.
💰 Competitive Rates
Industry-competitive interest rates with flexible repayment options.
📋 Transparent Terms
Clear, transparent terms with no hidden charges or surprise fees.
🤝 Personal Service
Dedicated loan officers to guide you through the process.
Gold Jewel Loan
Quick cash against your gold ornaments
Features & Benefits
- ✓ High LTV Ratio: Up to 80% of gold value
- ✓ Quick Disbursal: Within 24 hours of approval
- ✓ Low Interest Rate: Starting from 12% p.a.
- ✓ No Hidden Charges: Transparent fee structure
- ✓ Flexible Tenure: 12-60 months
- ✓ Safe Storage: Secure locker facility included
Eligibility & Details
| Interest Rate | 12% p.a. |
| Tenure | 12-60 months |
| Age | 18-65 years |
| Processing Fee | 1.75% of loan amount |
| Documents Required | ID Proof, Address Proof, Recent Photo |
Vehicle Loan
Finance your car or bike with flexible terms
Features & Benefits
- ✓ Fast Approval: Decision within 48 hours
- ✓ High LTV: Up to 85% of vehicle value
- ✓ Flexible Tenure: 12-72 months options
- ✓ Competitive Rates: From 16% p.a.
- ✓ Hassle-Free: Easy documentation process
- ✓ Used/New Vehicles: Both eligible
Loan Details
| Loan Amount | Up to ₹25,00,000 |
| Interest Rate | 16% p.a. |
| Tenure | 12-72 months |
| Age Limit | 21-65 years |
| Processing Fee | 1.75% |
| Vehicle Type | Car or Two-wheeler |
Business Loan
Grow your business with affordable financing
Features & Benefits
- ✓ Business Growth: Finance expansion or purchase
- ✓ Flexible Amount: Up to ₹50 lakhs
- ✓ Easy Documentation: Minimal business documents
- ✓ Competitive Rates: From 10% p.a.
- ✓ Quick Disbursement: Fast processing
- ✓ Flexible Repayment: Customized EMI options
Loan Details
| Max Amount | ₹50,00,000 |
| Interest Rate | 18% p.a. |
| Tenure | 12-120 months |
| Age Limit | 21-65 years |
| Processing Fee | 1.75% |
| Business Type | Trade, Service, Manufacturing |
Mortgage Loan
Leverage your property for quick cash
Features & Benefits
- ✓ High LTV Ratio: Up to 70% of property value
- ✓ Quick Processing: Rapid appraisal and approval
- ✓ Lower Interest Rates: Competitive rates starting at 16%
- ✓ Large Loan Amount: Finance significant purchases or expansion
- ✓ Multiple Property Types: Residential, commercial, or land
- ✓ Flexible Repayment: Extended tenure options
Loan Details
| Interest Rate | 16% p.a. |
| Tenure | Up to 180 months (15 years) |
| LTV Ratio | Up to 70% of property value |
| Processing Fee | 1.75% |
| Age Limit | 25-65 years |
Unsecured Loan
Quick personal loan without collateral
Features & Benefits
- ✓ No Collateral Required: No need to pledge assets
- ✓ Quick Disbursement: Funds within 48 hours
- ✓ Minimal Documentation: Simplified application process
- ✓ Easy Approval: Based on income and credit score
- ✓ Flexible Use: Personal, medical, or travel expenses
- ✓ Competitive Rates: Transparent pricing structure
Loan Details
| Loan Amount | ₹50,000 - ₹25,00,000 |
| Interest Rate | 18% p.a. |
| Tenure | 12-60 months |
| Processing Time | 1 week |
| Processing Fee | 1.75% |
| Age Limit | 21-60 years with stable income |
EMI Calculator
Calculate your monthly EMI and loan repayment schedule
Loan Details
Financial Summary
Loan EMI
₹49,919
Total Interest Payable
₹69,80,559
Total Payment (Principal + Interest)
₹1,19,80,559
Break-up of Total Payment
Year-wise Amortization Schedule
| Year | Principal (₹) | Interest (₹) | Total Payment (₹) | Remaining Balance (₹) |
|---|---|---|---|---|
| Click "Calculate EMI" to view amortization schedule | ||||
Loan Interest Rate Chart
Current rates as of January 2024 (subject to change)
| Loan Type | Minimum Rate | Maximum Rate | Maximum Tenure | Maximum Amount |
|---|---|---|---|---|
| Gold Loan | 11% p.a. | 12% p.a. | 60 months | ₹10,00,000 |
| Home Loan | 9% p.a. | 9.5% p.a. | 240 months | ₹80,00,000 |
| Vehicle Loan | 10% p.a. | 12% p.a. | 72 months | ₹25,00,000 |
| Business Loan | 10% p.a. | 14% p.a. | 120 months | ₹50,00,000 |
| Education Loan | 8.5% p.a. | 10.5% p.a. | 120 months | ₹20,00,000 |
| Mahila Udyog Loan | 9% p.a. | 11% p.a. | 100 months | ₹30,00,000 |
| Mortgage Loan | 9.5% p.a. | 10.5% p.a. | 180 months | ₹1,50,00,000 |
| Unsecured Loan | 12% p.a. | 15% p.a. | 60 months | ₹25,00,000 |
| Overdraft Facility | 11% p.a. | 14% p.a. | 36 months | ₹50,00,000 |
Note: Interest rates are subject to change as per RBI guidelines and policy decisions. Processing fees, GST, and other applicable charges as per service charges notification. Please contact our branch for the latest rates.
Loan Application Process
Simple steps to get your loan approved
Inquiry & Consultation
Visit our branch and discuss your loan requirements
Document Submission
Provide necessary documents and application form
Verification & Assessment
Our team verifies information and assesses eligibility
Approval & Offer
Loan approval and offer terms communication
Disbursement
Loan amount transferred to your account
Start Repayment
Begin monthly EMI payments as per schedule
Ready to Apply?
Contact our loan team today for expert guidance and quick processing.
Apply Now