Financial Services
We offer a wide range of services to make your Financial experience seamless
💳 Savings Account
Easy, accessible account with competitive interest rates and minimal balance requirements.
- ✓ Competitive interest rates
- ✓ Low minimum balance
- ✓ Free transactions per month
- ✓ Passbook & statement available
🔒 Locker Facility
Safe deposit lockers of various sizes for securing your valuables and documents.
- ✓ Multiple locker sizes
- ✓ 24/7 secure storage
- ✓ Easy access during business hours
- ✓ Insurance coverage available
📱 UPI Services
Fast, simple and secure digital payment system for instant money transfers.
- ✓ Real-time transfers
- ✓ 24/7 availability
- ✓ No transaction fee
- ✓ QR code payment support
🏦 NEFT / RTGS
Fast and secure interstate fund transfer services for bulk and urgent transactions.
- ✓ NEFT: Next day settlement
- ✓ RTGS: Real-time settlement
- ✓ Transparent charges
- ✓ Track transfer status
📲 SMS Alerts
Stay updated with instant SMS notifications for every transaction on your account.
- ✓ Instant transaction alerts
- ✓ Daily balance notifications
- ✓ Customizable alerts
- ✓ Free service
📈 Deposit Schemes
Safe and secure deposit schemes with guaranteed returns and flexible tenure options.
- ✓ Fixed Deposits (FD)
- ✓ Recurring Deposits (RD)
- ✓ Competitive interest rates
- ✓ Flexible maturity options
🏦 Pigmy Account
Build savings through regular small deposits with attractive interest rates and guaranteed returns.
- ✓ Weekly/Monthly deposits (₹50-500)
- ✓ Flexible tenure (6-60 months)
- ✓ Attractive interest rates (6%-7.5% p.a.)
- ✓ Door-to-door collection facility
- ✓ DICGC protection
Service Charges
Transparent and competitive charges for our services
| Service | Charges | Frequency |
|---|---|---|
| Locker Facility | ₹500 - ₹2,000 per annum | Yearly |
| NEFT Transfer | ₹2.50 - ₹25 per transaction | Per transaction |
| RTGS Transfer | ₹10 - ₹100 per transaction | Per transaction |
| SMS Alert Service | FREE | Per transaction |
| Passbook Issue | ₹50 per additional passbook | One-time |
| Statement Request | ₹50 per statement | Per request |
| Cheque Book | ₹100 per book (25 leaves) | Per book |
| Pigmy Account | FREE (No maintenance charge) | Account opening |
Note: Charges are subject to change as per RBI guidelines. GST applicable as per government norms. For detailed service charge schedule, please download the service charges document from the downloads section or visit our branch.
How to Access Our Services?
Visit Our Branch
Visit our Gangavathi branch during business hours to access all services in person.
Vishas Complex, Gangavathi - 583227
Phone Financial
Call us for account information, service requests, and general inquiries.
+91 80738-22387
Email Services
Email us for any queries or service requests and we'll respond promptly.
kishkindhakarnataka@gmail.com
Need More Information?
Contact us today to learn more about our services and how we can help you.
Get in Touch